Generally employed by a banking or insurance organisation, the credit analyst examines the situation of the customer or company applying for a loan and assesses the risks.
The credit analyst decides whether the customer is in a position to take out a loan with their employer. If so, he will then set the terms of the loan in agreement with the customer. A discussion begins between the two parties to establish the applicant’s limits and the guarantees required by the lender.
Once the file has been compiled, the credit analyst is the only one to decide whether or not to accept the loan agreement.

This job requires rigour, strict adherence to procedures and the ability to study a file in minute detail.
Autonomy is also essential for credit analysts, who work alone and make their own decisions.
Writing skills are a plus, as are computer and English skills.

Working on behalf of their clients, as employees of an organisation or on their own account, company auditors are responsible for analysing and reviewing all the company’s documents, checking their consistency and identifying any weaknesses.
They then draft their audit based on this analysis and propose solutions and new procedures.
Finally, they supervise the implementation of their advice and the audit assignments.

This position requires excellent interpersonal and methodical skills, as well as the ability to listen, analyse and summarise.
The company auditor must have a keen sense of observation and discernment.
Mastery of audit techniques and company information systems
Mastery of project management techniques.

The external auditor analyses the client’s accounts, checking the consistency of the figures, ensuring compliance with legislation and verifying accounting and financial operations.
They then report back to their client and work with the company’s team to understand any weaknesses and propose a new strategy.

This position requires excellent interpersonal skills and methodical rigour.
Equipped with technical skills, external auditors must also be able to adapt to their clients. Finally, they must have good management skills.

Finance consultants need to keep abreast of economic developments and know their clients’ assets, income and portfolio potential inside out.
They manage a portfolio of assets, advise on financial investments and negotiate rates and transactions.

This job requires total availability and good interpersonal skills. Financial advisers need to be good listeners and understand their customers, above and beyond their financial expectations.

Management controllers analyse the company’s financial data, draw up budget forecasts and define expenditure plans and targets.
They create dashboards and indicators and monitor the company’s results. Their role is to propose solutions, anticipate cash flow shortfalls and draw up activity reports to improve the company’s performance.

This position requires good interpersonal skills and the ability to assert oneself; the management controller must be able to prove his/her usefulness.
Mastery of the use of information systems, a good accounting culture and data analysis skills.
They must also be methodical and agile with figures, keeping a clear organisation.

The credit manager’s role is to assess the creditworthiness of customers and define the payment methods best suited to their profile. This may include specific clauses.
They monitor payment deadlines, organise reminders, manage disputes and organise legal collection in the event of non-payment.

This position requires the ability to teach, to listen and to negotiate. Credit managers must also be rigorous and creative.

Bank branch managers set objectives, allocate tasks and motivate their teams.
They define commercial operations and generally manage a portfolio of major customers.
They are responsible for supervising their team’s activities and managing risks, as well as keeping abreast of the latest regulations.

This job requires good interpersonal skills and leadership qualities. The bank branch manager must be diplomatic and firm, and have impeccable organisational skills.

His objective is to increase the value of the client portfolio. They maintain close relations with their clients, in particular to keep them informed of the transactions they carry out.
They spend most of their time in the office, which enables them to stay in touch with the financial analysts who provide them with market information.
To analyse the market, he also has to read a lot of the press, which will tell him which stocks to buy and which not to.

This job requires you to be reactive, because you need to be able to anticipate changes in the market, and serious, because you need to retain the trust of your clients.
A portfolio manager must be able to manage a crisis, and must remain cautious in the face of market rumours.
Very good knowledge of economics, mathematics and financial tools.

Its aim is to assess a customer’s assets, study their resources, understand their expectations, determine an investment strategy, keep abreast of new legislation in the sector and propose practical solutions to optimise their assets.

To provide high-quality advice, wealth managers have in-depth knowledge of a wide range of areas: economics, taxation, family law, property, banking and insurance products.
They know the degree of risk involved in the products or transactions they suggest to their clients. Their role as intermediaries enables them to propose the most appropriate solution for each situation. Wealth managers must be attentive and responsive to customer needs.
They must be able to make appropriate proposals to ensure that opportunities are not missed. They also need marketing skills to develop their customer base.

The in-house lawyer’s job is to protect the company. They will therefore provide advice and expertise on the drafting of contracts and the company’s legal documentation. They must be familiar with the various laws in force in order to guide the company in its various projects. They are also responsible for managing disputes.

In-house lawyers must be trained in general law and be aware of the latest developments. They must be able to analyse and defend their company’s interests.

Risk managers must be able to anticipate risks by identifying a company’s vulnerabilities.
They may have to put in place a survival plan to ensure that companies can operate normally after a disaster. They know how to analyse and rank risks.
They may also have to train employees in risk culture, so that they can pass on information from the field.

You need a good general knowledge to work in this profession. You need to know about health, the environment and the economy to be able to analyse your customers’ situations as effectively as possible.
You need to be firm and persuasive, and display your convictions in an educational way, otherwise risk managers will have no credibility with their customers.

First and foremost, traders need to keep abreast of current events and constantly inform themselves about market trends, which will help them to define their strategy.
They buy and sell securities on behalf of their clients according to stock market opportunities (shares, treasury bills, bonds, currencies) and make financial investments.
It is essential to weigh up the risks before taking action, as they handle very large sums of money and the economic stakes are enormous.
They also advise their clients.

The most important thing is to be extremely resistant to stress. Everything can change in a very short space of time, and the situation can tip from one moment to the next, which is why traders need to be highly reactive and take decisions quickly.
They need to anticipate and have an excellent ability to summarise and analyse. A good grasp of figures is essential, as is fluency in English. Their future depends on their negotiating skills. They have good interpersonal skills.

Management of teams responsible for the following activities:

• Administrative management
• Accounting
• Controlling
• Reporting
• Treasury
• Credit
• Recovery
• Banking relations
• Business law
• Taxation
• Human resources
• Information system
• Organisation
• Communication / Purchasing / General Services procedures.

Knowledge of finance, accounting, law (employment, business), tax, audit and management control.
Cross-functional and hierarchical management of teams.
Pragmatism.
Ability to dialogue and negotiate with all departments and suppliers.
Versatility, organisational skills, adaptability and responsiveness.