Master of Science Financial, Banking & Insurance Manager

• The objective is to acquire key skills in budget management and reporting.
• Particular emphasis will be placed on budget architecture, including the implementation of summary documents, project management control and its connection to budget management, as well as the development and monitoring of dashboards.

This module aims to teach how to create a Business Plan: designing a financially detailed project for starting or developing a business. Several key steps are covered : feasibility study, market targeting, opportunities and risks, strengths and weaknesses, communication, financing plan, and profitability.

Perfect understanding and communication skills in English within a broader context than just business English.

• This module aims to deepen students’ IT skills to meet business demands in areas such as budget or sales tracking, project management, personnel management, and communication : Excel, Word, PowerPoint, teamwork tools, and industry-specific software.
• It focuses on becoming proficient with office tools, quickly identifying and correcting errors, personalizing existing tools, or creating custom tools.

• The business game is conducted using a management simulator.
• Groups of students are responsible for managing a company in real-time.
• All major functions of the company are covered.
• Students will make decisions aimed at maximizing the company’s profitability.

This module allows learners to improve their CV and professional demeanor through various activities, including role-playing (professional simulation, public speaking, etc.) ; practical and career-oriented workshops (CV, professional social networks, coaching, etc.) ; as well as industry conferences and masterclasses.

The objective of general accounting is to explain the “purpose,” main uses, documents, and mechanisms of general accounting, particularly :

• The purpose, content, and use of the Balance Sheet and Income Statement of an organization.
• The mechanisms that link these two accounting documents.
• The accounting entry of the main business transactions.

This introductory module to general accounting aims to provide all students, regardless of their professional project, with a basic accounting knowledge to understand the content of financial statements and use them to engage in discussions with accountants.

• Modern tools for financial diagnosis to conduct a comprehensive analysis of the company.
• Tools for financial diagnosis: analysis of profitability, solvency, and financial structure of the company.
• Study of profitability.

• Calculation of the break-even point and the critical point.
• Techniques of budget management, activity monitoring, and dashboards.
• Analysis and use of management control, cost calculation methods, cost center methods, rational allocation of fixed costs, marginal cost, partial costs.

• Evaluation of operations and the level of control within the company.
• Providing advice and studying tools to contribute to value creation.
• Evolution of the auditor’s role.

• The seminar covers audit missions, as well as the procedures, tests, methods, and audit tools.
• It includes an overview of statutory auditing, general aspects, and the implementation of the audit, evaluation of internal control, specific verifications, and final reports.
• It also addresses analytical procedures, physical controls, and management representations.

• Mastery of accounting procedures.
• Consolidation of financial statements.
• Allocation of profits.
• Capital reduction.
• Valuation of securities.
• Formation of companies.
• Capital increase.
• Convergence of the French Chart of Accounts (PCG) with IFRS standards.

• Mastery of fundamental concepts for creating financial forecasts.
• Sources of information, sector analysis, economic and financial performance analysis, analysis of financial structure and financing methods.

• Definition of business law. The concept of contract. Obligations of means and result.
• The concept of legal personality, the functioning of LLCs (SARL), public limited companies (SA), and partnerships (SNC).
• Criteria for choosing a business structure.

• Overview of the IFRS and US GAAP frameworks.
• Comparison of financial flows over time.
• Organization of the accounting framework, the conceptual framework of the standards, presentation of financial statements under IFRS/US GAAP.
• Valuation and accounting of financial instruments.

• Investment projects : selection criteria and the real options approach.
• Financing methods : quasi-equity, bond financing, negotiable debt securities, IPOs, venture capital.
• Theoretical explanations for financing choices.
• Cash management and centralized cash flow management.

• The principles and scope of corporate tax (IS), tax optimization within a group.
• International taxation. VAT: principles and mechanisms.
• Special VAT regimes. VAT territoriality : rules of VAT territoriality, delivery of goods, provision of services.
• VAT payable: VAT base and calculation.

• This hybrid module will help understand the role of the Financial Markets Authority (AMF) in regulating and supervising financial markets, through the following topics : financial instruments, cryptoassets and risks, collective management, market organization structure, post-market and market infrastructures, securities issuance and transactions, and finally, the basic accounting and financial principles.

• Understand and master the principles of discounting and capitalization.
• Calculation of interest.
• Comparison of financial flows over time.
• Calculation of key profitability indicators in an investment project.

• Written exams
• Professional report defense

• Analysis of individual and consolidated financial statements.
• Study of profitability, solvency, financial structure, and profitability (ROCE, ROE).
• Analysis of listed and unlisted companies.

• Definition of the group concept.
• Regulatory and legal framework. Scope and consolidation methods.
• Full consolidation and presentation.
• Elimination of internal transactions and results.
• Presentation of the group’s summary financial statements.

• From CSR practices to the implementation of the CSRD. European (ESRS) and international sustainability standards.
• In-depth study of E/S/G criteria. Analysis of sustainability reporting. Ability to conduct a non-financial diagnosis.
• Study the connectivity between financial and non-financial reporting.
• Link with sustainability reporting.
• The challenges of double materiality.

• The conceptual framework. The presentation of financial statements. The content of key standards.
• The concepts of financial position and financial performance. Intangible assets and business combinations.
• The importance of cash flows.
• Impairment tests.
• Financial instruments and the treatment of derivatives under IFRS.

• Asset-based and goodwill-based methods.
• DCF (Discounted Cash Flow)-based methods.
• Analogous methods.
• From value to price, internal and external factors affecting the stakeholders and the transfer process.
• Study of the fiscal, financial, and social constraints of a business transfer.
• LBO (Leveraged Buyout) operations.
• Setting up holding companies and their impact on cash flow.
• Leveraged financial structures.
• Governance of companies under LBO.

• Budgeting and centralization of intragroup cash operations.
• Investment and financing of cash.
• The use of derivative products for hedging interest rate and currency risks.

• Understanding the organization of equity markets, money markets, and bond markets, from order placement to post-market operations (delivery, clearing), including trading and order execution.
• Understanding institutional frameworks (AMF, ESMA, SEC, etc.).
• Acquiring techniques for valuation and risk management of major financial instruments.
• The cryptocurrency market (Bitcoin, etc.).
• Portfolio management and SRI (Socially Responsible Investment).

• Master the technical knowledge required for the financial profession (financial instruments and risk, third-party asset management, market operations and organization, securities issuance and transactions).
• Practice and take the certification exam.

• Complex financial structures designed to meet the financing needs of large companies and projects through bond issuances, securitization, mezzanine financing, and syndicated loans.
• Emphasis is placed on risk management, tailored structuring, and optimization of financing costs.
• The challenges of bank and bond debt.
• Public offers (takeovers, tender offers, etc.) and IPOs.

• Master the key organizations involved in M&A operations by explaining the main steps of these transactions.
• Familiarize with the technical vocabulary and understand the documents prepared by the main participants in such operations.
• All stages of a merger-acquisition transaction will be detailed, including the pre-contractual phase and the negotiation phase (conditions precedent, asset and liability guarantees, repeatable agreements).
• A focus will also be placed on other forms of M&A operations (merger, partial asset contribution, spin-off).

• Understand how investment funds operate.
• The institutional environment of private equity.
• Different types of financing structures (SCR, FCPR, etc.).
• Financing of start-ups (business angels, etc.) and the role of fintechs.
• ESG (Environmental, Social, and Governance) challenges in private equity.
• Ethical, green, social funds, etc.
• Techniques in ICO (Initial Coin Offerings).

This module enables learners to improve their résumé and professional demeanor through, in particular, role-playing exercises (professional simulations, public speaking, etc. ); practical and career-oriented workshops (résumé writing, professional social networks, coaching, etc.) ; as well as career talks and master classes.

• Organize data from multiple sources and in various formats to build clear dashboards.
• Automate data collection to reduce decision-making time and minimize errors due to re-entry.
• Present data and enhance the visual communication of information.

From recruitment to training, including the implementation of an attractive compensation policy-processes, procedures, and indicators to be established to ensure effective management of employees and their roles within the company.

• Train in communication, persuasion, and customer relationship management techniques within a banking context.
• Cover loyalty strategies, handling objections, and building lasting trust-based relationships.
• The focus is on adapting to the specific needs of clients—whether individuals or businesses—while considering commercial and regulatory challenges.

• Deepen advanced data analysis using Python and harness the potential of Generative Artificial Intelligence (GenAI).
• Learn how AI techniques can enhance data interpretation and communication through prompt engineering.
• Apply data processing strategies to real-world cases.
• Develop a critical mindset essential for progressing in the data field.

• Explore financing solutions tailored to the needs of private clients (mortgage loans, consumer loans) and wealth optimization strategies.
• Cover various savings, investment, and insurance products, taking into account fiscal and legal aspects.
• Develop personalized strategies based on clients’ financial goals and risk profiles.

• Specifics of the insurance market and its players (insurance companies, general agents, brokers, risk managers, etc.) and tools (contract clauses, value determination, liability of parties, etc.).
• Identify means of risk protection and prevention and estimate the amount of losses in the event of a claim.

• Explore the impact of new technologies on financial services, with a focus on innovations such as blockchain, artificial intelligence, and digital payments.
• Discuss the transformation of traditional banking models in the face of FinTechs, the evolution of customer experience, and the challenges of security and regulation.
• Understand the opportunities and challenges associated with digitalization to anticipate trends in the banking sector.

• Enable learners to understand the requirements of the applied research thesis.
• Formulate a research question, build a literature review, choose the study methodology, and provide recommendations.

• Written exams
• Thesis defense