Master of Science Financial Manager & Banking Digitalization

Etudiant qui présente un projet de finance en gestion de patrimoine
Bac +3, Bac +4, Bac +5
September, February
Initial training, Apprenticeship
Bordeaux, Paris
Home » Programs and Training » Master of Science Financial Manager & Banking Digitalization

The aim of this program is to enable students to acquire the skills they need to deal with the changes that are challenging the traditional banking model.

Guillaume Lefebvre

Program Director

The Banking Digitalisation & Financial Manager training course meets the expectations of recruiters looking for expert profiles in the digital transformation of banks

Working in a banking environment today has two requirements. You have to be an “intermediary in relationship”, listening to your environment, its changes and its increasingly differentiated and demanding expectations. This is particularly the case for banking distribution in traditional channels and, thanks to digitalisation, robotisation and artificial intelligence, in new channels. The same applies to management in a banking environment and, of course, to credit and banking operations.

The ambition of this program is to enable students to acquire the necessary skills that will allow them to understand the changes that are challenging the traditional banking model, and which are reflected in the emergence of FinTech (Financial Technology), new players in the financial and banking industry that are shaking up but also enriching such a model: sometimes they are competitors of banks or on the contrary partners.

This program prepares students for this changing future and the requirements and skills expected by recruiters today.

Passing the AMF (Autorité des Marchés Financiers) certification is scheduled during the program, and further development on the Bloomberg tool continues after validation of the level certification, the BMC, Bloomberg Market Concepts, in MSc1.”


Guillaume Lefebvre, Program Director – Paris Campus

2 students on the lyon campus

A 1 or 2 year degree to become an expert in the digital transformation of banks

Holders of a BAC+3 can apply for MSc 1st year, and holders of a BAC+4 can apply directly for MSc 2nd year.

The MSc Banking Digitalisation & Financial Manager is an innovative course at the forefront of recent transformations in physical and online banking.

This training, in 1 or 2 years, has for objectives:

  • Monitor the evolution of digital practices and uses as well as new banking products and services in order to identify their impact on the banking sector and to adapt the company’s digitalization strategy
  • Put in place the tools necessary for a digital transformation of the organization
  • Designing new banking offers and services for customers after analysing behaviour and expectations regarding digital use
  • Continue and expand e-learning courses in French and/or English on specialized tools and terminals for financial market operators

Want to know more about the MSc in Banking Digitalisation & Financial Management?
Sign up for an Open House!

The Courses

The courses presented below are given as an example, they may vary slightly depending on the teaching campus. The course content is adapted each year to market developments and updated before the start of each new school year.

1st year courses


Business Game

The business game is played using a business simulator. Groups of students are responsible for running a business in real time. All major business functions are covered. Students will make decisions to maximize the profitability of the business.

Professional Technical Workshops and Personal Management

  • CV writing, recruitment interview techniques for the search for an internship, professional project management, team management and meeting management.
  • Negotiation techniques, transactional analysis and NLP, speaking and stage fright management, management and leadership techniques (PRADITUS).
  • Skills assessment, coaching, digitization of the CV and job search techniques at national and international level, preparation for the defence of the applied research thesis.

Business conferences

Presentation of the professions in the sector by professionals.


Budget management and control panels

The objective is to acquire key skills in terms of budget management and reporting. The focus will be on budget architecture, with the implementation of summary documents, project management control and its link with budget management, and the creation and steering of performance indicators.

Business plan and company creation

The objective of this module is to learn how to draw up a business plan: Designing a costed project for the creation or development of a company.

Several steps are covered: feasibility study, market targeting, opportunities and risks, strengths and weaknesses, communication, financing plan and profitability.

Corporate strategy

A precise methodology for analyzing customer needs, market structure and competitor dynamics to identify opportunities and threats in the environment is presented.


This seminar focuses on a negotiation in a national and international context.

In particular, it will be necessary to take into account the cultural dimension and define its impact in an international negotiation. The national negotiation will focus on the sales process through role playing.


To perfect English language comprehension and communication skills in a wider context than just business English. Students are required to take the TOEIC test.

Management Information Systems

This module aims to deepen students’ skills in IT to meet the needs of companies in terms of budgetary or commercial monitoring, project management, personnel management and communication: Excel, Word, Powerpoint, teamwork tools, business software.

It aims to be efficient with office automation tools, identify and correct errors quickly, customize existing tools or create your own tools.


Taxation, wealth taxation and investment taxation

The basics: the tax system and capital gains. Taxation of fixed-income investments, taxation of dividends, the ifu, regular stock market transactions. Taxation of shares, SCPIs, SICAVs and FCPs, warrants. Taxation of accounts: life insurance, PEA, securities accounts.

Market Finance

The objective of market finance is to maximize the value of the company. The profitability/risk pairing: axiom of market finance The main financial markets: the stock market, the bond market, the money market, the derivative markets (options and futures).

Financial modeling

The concept of value: discounting, capitalization and valuation. Sensitivity and duration of a bond.

Models for measuring the performance of different financial assets. The efficiency of financial markets. Market models: CAPM, apt and multi-index models.

The BLACK & SCHOLES model in option pricing.

Financial analysis

Modern diagnostic tools. Necessary restatements of information.

Tools for financial diagnosis: study of the profitability, solvency and financial structure of the company. The profitability study.

Investment policy. The financial structure of the company and financial policies.

Corporate Finance

The objective of the course is to allow the student to acquire the first reflexes of a financial analysis by having a global vision of the company through the study and the analysis of the main existing financial documents (balance sheet and income statement). This work will be based on the analysis of the internal legal structure and its impact on the evolution of the company. Emphasis will also be placed on the ability to determine the profitability of an investment and on techniques for valuing a company.

Overview of insurance products

Study of the two main categories:

– The individual market: life insurance, employee savings, personal protection, health insurance, property and casualty insurance.

– The market for companies and professionals: professional civil liability, multi-risk insurance, industrial and meteorological risk insurance, occupational accidents and diseases, unemployment insurance for managers.

Overview of the main banking products

Deciphering the 3 main markets:

– The retail market (traditional banking activities, online banking, savings and investments, mortgages, non-bank services).

– The professional market (account management, leasing, loans).

– The corporate market (factoring, loans, cash management products).

2nd year courses


Preparing for and passing AMF certification

Master the technical knowledge required by the financial profession (financial instruments and risk, third-party management, operation and organisation of markets, issues and securities transactions).

Practice and pass the AMF certification exam with random selection of questions from a database of 2000 questions.

Professional technical workshops and personal management

CV writing, recruitment interview techniques for the search for an internship, professional project management, team management and meeting management.

Negotiation techniques, transactional analysis and NLP, speaking and stage fright management, management techniques and leadership.

Skills assessment, coaching, digitization of the CV and job search techniques at national and international level, preparation for the defence of the applied research thesis.

Management and leadership

The application of the major strategic theories of the company is discussed.

Strategic case studies, consulting and organization in companies. Development of the need to organize, plan and implement the strategy to contribute to the smooth running of the bank branch.

Computerized management tools

Software (excel, word, VBA, professional software).

Business conferences

Presentation of the professions in the sector by professionals.


Financial markets

To know the regulations governing the activities of investment services providers and in particular, the institutional framework, the organisation of compliance, the fight against money laundering, market abuse, canvassing and customer relations.

Master the minimum technical knowledge required for the exercise of the profession and in particular, financial instruments and their risks, management on behalf of third parties, the functioning and organisation of the markets, the post-trade, the issuing and trading of securities, the accounting and financial bases.

Prepare for the AMF certification exam.

International financial environment

Understand how the international financial system works, the role and interactions between the main players.

Understand the needs of companies and the risks associated with current international trade operations. Acquire the technical bases necessary for cash flow operations and export risk coverage.

Banking environment and financing techniques for businesses and individuals

Discover the institutional framework of banking activity in deposit and loan operations.

Understand the specificities of the banking approach to corporate clients.

Supporting the financial operations of companies (management of customer receivables, cash management, etc.) and individuals (real estate loans).

Leveraged financial arrangements for investment transactions (SCI, LBO)

Risk management  

Evaluate the economic, financial, legal and operational risks in banking and insurance operations. Analyze financial, economic and geopolitical information that may affect the markets. Assess operational risks.

Set up a preventive and corrective action plan. Identify the financial risks of the client company and propose hedging solutions (derivatives, swaps).

Bank management and the impact of digitalization

Compliance, risk management, permanent control and digitalization

Organization of governance in a bank and role of the audit committee. The 3 pillars of Basel III and Solvency II. The raw risk rating on 3 axes (impact / frequency / risk appetite).

Top down and bottom up process associated with the construction of a risk map linked to the digitalization of the business model. Securing online payment flows (financial crime, fraud, money laundering).


Fintech marketing and banking digitalization

Marketing segmentation of business models: retail banks, private banks, corporate and investment banks, direct banks, pure players, hybrid players with payment methods (mobile payment, contactless smart card, paypal).

Complementarity between physical banking and digitalization.

Financial analysis and diagnosis

Carry out a financial analysis of companies under French (tax return) or international (IFRS and US GAAP) standards, depending on the point of view chosen (investor or creditor).

Use the tools for collecting and analysing financial information (bloomberg, etc.).

To diagnose the profitability, the profitability, the investment policy and the financing of the company.

Discover the differences between French accounting standards, international accounting standards (IFRS) and Anglo-Saxon standards (US GAAP).

Asset management

Analyze the client’s financial and asset situation.

Carry out an assessment of the client’s asset structure.

Define with the customer his objectives and establish a diagnosis


To guide the client towards asset solutions taking into account his situation, legal and tax constraints. Setting up a financial strategy and directing the client to experts (notaries, lawyers, tax specialists).

Develop a management mandate in consultation with the client and monitor the performance of the investment operations carried out.

Personal and investment taxation

Master the basics of tax calculation (taxable persons, territoriality rules, tax household, family quotient, net categorical income).

Calculate the overall gross income, the deductible expenses, the applicable deductions on the income and the tax reductions. Knowing the taxation of investments, assets and the transfer of assets.

Mastering the calculation of income tax and real estate wealth tax.

Understand the taxation of property income and capital assets and the taxation of the transfer of assets.

Discover the main tax niches and their interest in an asset strategy.

Overview of insurance products and techniques

Understand the specificities of the insurance market and its actors (insurance companies, general agents, brokers, risk managers, actuaries…).

Understand the tools and techniques of the insurer (contractual clauses, setting of values, penalties incurred by the insured, responsibilities of the parties, etc.) in the negotiation.

To know the complete panorama of insurance products.

To know the prerequisites for installation and the strategy for developing a customer portfolio.

Analyze the client’s situation and identify their insurance needs. Identify the means of protection and risk prevention. Diagnose the nature of the risks and estimate the amount of losses in case of a disaster on the site.

Asset management and collective investment

Use the principles of modern portfolio theory to build a portfolio.

Develop and manage a fictitious portfolio within the framework of a management mandate.

Apply the principles of risk diversification by using alternative investments (real estate, commodities, private equity funds).

Discover the common sense rules and portfolio management methods of the great managers.

Know the main types of management: active vs. passive management, value vs. growth management, market timing vs. stock picking.

Discover the environment and the actors of the collective management. Use collective management products (UCITS, etc.) to build a portfolio adapted to the client’s risk profile and the client experience.

Understand the competitive issues and future challenges in banking and insurance.

Understand the mechanisms of value creation and the characteristics of financial marketing.

Financial strategy and digitalization

Profitability and digital banking. Challenges of digital transformation in banking. Business model development by FUSAC – compliance with IFRS 3.

Development of the business model digitalization by joint agreement – IFRS compliance 10. Development of the digitalization business model through participation in IFRS 9 AFS start-ups. The development of the business model digitalization through innovation and migration of the internal information system compliance IAS 38.

Accounting for the banking digitization project and the criteria for capitalizing development costs.

Blockchain, crypto-currency and bitcoin

The new paradigms brought about by the FINTECH offer and the digitalization of banking. New digital entrants are shaking up the banking ecosystem. The principles of blockchain: storage capacity, virtual continuity and technical architecture. Crypto-currency and regulation.

Buy, store and pay in crypto-currency. The stakes of crypto-currency. Competition between platforms.

Cybercrime insurance programs, ERM methodology. The dedicated risk management information system.

Project management

Implement project and team management.

Taking into account the techniques used and the measurement of return on investment in the management of such projects. Define and negotiate cost, quality and deadline objectives. Organize a project (OBS) and define responsibilities and tasks. To steer a project and manage human and financial resources. Smoothing out resources

2 start dates per year and varying study rhythms

There are two openings per year,in February/March and September/October. To check the opening of each intake, contact the admissions department directly.

The rhythm of the courses may differ depending on the campus and whether the training is carried out under an internship agreement (initial) or a professionalization/apprenticeship contract (continuing).

The work-study contract must be signed for a period of 12 months (MSc 2), 24 months (MSc1 + MSc 2) or 18 months for the staggered start of March (continuation of studies in MSc2).

Students walking to their campus

Job opportunities after an MScin Banking Digitization

  • Private Banking Advisor
  • Compliance Officer
  • Wealth Manager
  • Leasing Investment Officer
  • Deputy Financial Officer

What business skills are developed?

The objectives in terms of skills are to be able to:

  • Analyze strategic company data
  • Control and manage the company’s activity
  • To ensure the sustainability of the company’s activity
  • Making financial recommendations and mastering communication

This program delivers the RNCP Level 7 certification“Expert in Financial Analysis “, NSF codes 313 and 314.

The certification is obtained by capitalisation of all the blocks of skills.

For more details, please consult the online repository: https: //

What are the teaching methods?

Teaching methods

  • Lectures and interactive courses
  • Situational exercises through collective or individual case studies carried out by the students
  • Conferences, seminars and educational visits

Evaluation methods

  • Individual or group case studies
  • Individual and group oral presentations
  • Individual and group files

Methods and tools

  • The evaluation methods are face-to-face, in the form of continuous assessment or final exams in the form of mid-term exams.

What is the 2024/2025 tuition to enter the program?

Initial training:

  • Entry MSc1 : 11 400 €  
  • Entry MSc2 : 12 950 €  
  • MSc1 + MSc2 : 24 350 €

Continuing education (sandwich course) :

  • 24 months : 22 850 € HT  
  • Entry MSc2 :  13 650 € HT 


  • VAE : 4 200€ HT
  • VAP : 850 € HT

International Student Pack: Mandatory fee of 490€ for exclusive support services for international students.

What kind of financial aid is available?

INSEEC offers several financial aid schemes:

Key figures for the MSc Audit and Management Control course


Overall satisfaction with training – Class of 2020


Success rate – Class of 2019


Employability rate (integration at 6 months, excluding further studies and sabbatical year) – Promo 2019-2020



The OMNES Education Group pays particular attention to the societal environment, including the disability dimension. Indeed, we believe that students with disabilities should not have any problems in pursuing their studies and starting a professional career. We accompany them to facilitate their access to the premises, offer them personalized advice as well as adapted accommodations throughout their school career.

Accessibility of premises: all our campuses are accessible to people with disabilities.

To learn more about the OMNES Education Group’s disability policy, click here.

Contacts for disability referents by campus:
Bordeaux : Maxime DOUENS –
Lyon : Anissa GASMI –

Rennes : Laura LE CALVEZ –
Paris : Farid HAMAD –
Chambéry : Clément BERTACCO –

Updated 21 February 2024